Nearly every developer in Pattaya offers
interest-free installment plans during construction.
Typical structure:
- Reservation ≈ THB 100,000 (≈ USD 3,000)
- Contract signing 30–35 %
- Remaining payments divided by construction stages
- Final payment on completion and key handover
Some developers extend payment plans
for 1–5 years after completion with modest fixed rates (around 3 % p.a.), helping investors keep liquidity free.
This model makes purchasing property by the sea
transparent, flexible, and secure — especially for first-time international buyers.